Every year, homeowners see their utility bills climb with no end in sight. Here in the San Diego area, we are fortunate because solar power can help people take steps toward energy independence. If you’re thinking about breaking away from your power company and investing in a solar energy system, our financing options make solar affordable for any home or business owner. With government incentives and tax breaks for solar-powered homes, it’s never been a better time to buy. Please read on as we offer details about our solar installation loans, which allow many homeowners to get a solar system installed with no money down and no interest for 12 months.

The HERO Financing Program

This program offers “same as cash” for Solaire’s residential customers for up to 12 months on projects from $1,000 to $45,000. This is a true “no-no” program, meaning no interest and no payments for up to 12 months. It works wonderfully in conjunction with any tax credits or rebates. This gives customers the ability to get their project today with no interest and no payments, allowing time to get back any anticipated tax credits or rebates for green improvements. Customers can apply directly during Solaire’s free energy consultation with a simple phone call and can be approved on the spot. It offers the convenience of being completely paperless, as an unsecured loan equity is not an issue. This loan is based solely on credit and income.

Ygrene Energy Fund

Ygrene Energy Fund provides clean energy financing for commercial and residential properties throughout America. They are committed to making it easier for families to invest in greener products and protect the environment. Their award winning, privately funded YgreneWorks™ program offers immediate financing for renewable energy, energy efficiency, water conservation, and more. Where applicable, they also offer funding for hurricane protection, electric vehicle charging stations, and seismic upgrades. Over the next five years, they expect to create tens of thousands of jobs in the community and invest hundreds of millions into local economies.

Solaire Energy Systems Unsecured Consumer Loan Programs

We have multiple unsecured consumer loan programs available. Most of these programs can approve applicants instantly over the phone with little or no income documentation. They include terms of up to 20 years, no up-front costs, no pre-payment penalties, and interest rates starting as low as 5.99%. Special, one-time reamortization features allow customers to apply government incentives or other available funds to make a one-time lump sum payment within the first 18 months of funding, while simultaneously reamortizing the loan to reduce monthly payments even more substantially.